Fraud Risk Scoring API
Our fraud risk scoring API gives your organization real-time, dynamic insights in fraud risks.
This allows you to decrease operational losses while keeping the hassle away from your customers.
Fraud Risk Scoring API
Our fraud risk scoring API gives your organization real-time, dynamic insights in fraud risks.
This allows you to decrease operational losses while keeping the hassle away from your customers.
Fraud Risk Scoring API
Our fraud risk scoring API gives your organization real-time, dynamic insights in fraud risks.
This allows you to decrease operational losses while keeping the hassle away from your customers.
Automated risk insights
Automated risk insights
When a transaction or event occurs, the API collects and analyzes a wide range of data points in milliseconds.
When a transaction or event occurs, the API collects and analyzes a wide range of data points in milliseconds.
Reducing financial losses
Dispute fees by automatically detecting risky transactions.
Automating decision making
To add an image, select any Frame, and either double-click on it, or go to the Fill property. In the Fill property, switch to the image icon. Here, you can upload images.
Minimizing unneccessary verification
Fewer steps required to improve checkout conversion while catching suspicious activity.
Effortless scaling
Keep your fraud rates low as transaction volume grows without requiring a larger team.
Adapt to evolving tactics
through continuous learning and updated detection logic.
Reducing financial losses
Dispute fees by automatically detecting risky transactions.
Automating decision making
To add an image, select any Frame, and either double-click on it, or go to the Fill property. In the Fill property, switch to the image icon. Here, you can upload images.
Minimizing unneccessary verification
Fewer steps required to improve checkout conversion while catching suspicious activity.
Effortless scaling
Keep your fraud rates low as transaction volume grows without requiring a larger team.
Adapt to evolving tactics
through continuous learning and updated detection logic.
Reducing financial losses
Dispute fees by automatically detecting risky transactions.
Automating decision making
To add an image, select any Frame, and either double-click on it, or go to the Fill property. In the Fill property, switch to the image icon. Here, you can upload images.
Minimizing unneccessary verification
Fewer steps required to improve checkout conversion while catching suspicious activity.
Effortless scaling
Keep your fraud rates low as transaction volume grows without requiring a larger team.
Adapt to evolving tactics
through continuous learning and updated detection logic.
Customizable scoring mechanics
Customizable scoring mechanics
When fraudsters tailor their approach your business, more than a one size fits all approach is required. That is why our API is able to adapt to your:
Company size, product types and delivery methods
When fraudsters tailor their approach your business, more than a one size fits all approach is required. That is why our API is able to adapt to your:
Company size, product types and delivery methods
Easily integrate in within your code base
Access our endpoints with comprehensive fraud analysis. Integrate once, protect forever with our federated intelligence network.
Delivery Speed Risk Analysis
Address Risk Profiling
Pickup Point Verification
High-Risk Item Detection
Customer Network History
Serial Returner Identification
Shipment Rerouting Detection
Merchant INR Tracking
Customer Browser Behaviour
Automated Proof-of-Delivery
response.json
{ "decisionSummary": { "requestId": "req_8a3f4b21cde54f67", "overallScore": 895, "riskLevel": "HIGH", "recommendedAction": "CHALLENGE", "summaryText": "High risk of 'Item Not Received' fraud detected. Customer has a history of returns abuse across our network. Recommend initiating an AI-powered email verification before shipping.", "reasonCodes": [ "GEOLOCATION_MISMATCH", "BEHAVIORAL_ANOMALY", "NETWORK_RETURNS_ABUSE_HISTORY", "HIGH_VALUE_ORDER" ] }, "automatedInvestigation": { "investigationId": "inv_a4b1c2d3e4f5", "status": "CHALLENGE_RECOMMENDED", "recommendedStep": "EMAIL_VERIFICATION", "details": "Our system can automatically send a verification email to the customer to confirm their shipping address and acknowledge the high-value nature of the shipment. This adds a crucial layer of evidence for potential chargebacks.", "initiationEndpoint": "/api/v1/investigations/inv_a4b1c2d3e4f5/initiate", "webhookUrl": "https://api.your-client.com/webhooks/fraud-updates" }, "chargebackDefense": { "readinessScore": 75, "availableEvidence": [ "DEVICE_FINGERPRINT", "IP_GEOLOCATION_DATA", "BEHAVIORAL_SESSION_ANALYSIS" ], "representmentTemplateId": "tmpl_inr_high_value_v2" }, "signals": { "customer": { "isNew": false, "networkHistory": { "firstSeenAcrossNetwork": "2024-03-12T10:00:00Z", "totalOrdersAcrossNetwork": 8, "totalChargebacks": 0, "returnRatePercent": 62.5, "tags": [ "SERIAL_RETURNER" ] } }, "geolocation": { "ipAddress": "84.28.112.191", "ipCountry": "NL", "billingCountry": "NL", "shippingCountry": "DE", "distanceShippingToIpKm": 650 }, "behavioral": { "checkoutSpeedSeconds": 28, "pasteEvents": [ "email", "address", "credit_card" ], "navigationAnomalies": [ "DIRECT_PRODUCT_PAGE_ENTRY" ], "score": 85 }, "transaction": { "amount": 1299, "currency": "EUR" } }, "apiVersion": "2025-09-24", "timestamp": "2025-09-24T09:18:13Z" }
Easily integrate in within your code base
Access our endpoints with comprehensive fraud analysis. Integrate once, protect forever with our federated intelligence network.
Delivery Speed Risk Analysis
Address Risk Profiling
Pickup Point Verification
High-Risk Item Detection
Customer Network History
Serial Returner Identification
Shipment Rerouting Detection
Merchant INR Tracking
Customer Browser Behaviour
Automated Proof-of-Delivery
response.json
{ "decisionSummary": { "requestId": "req_8a3f4b21cde54f67", "overallScore": 895, "riskLevel": "HIGH", "recommendedAction": "CHALLENGE", "summaryText": "High risk of 'Item Not Received' fraud detected. Customer has a history of returns abuse across our network. Recommend initiating an AI-powered email verification before shipping.", "reasonCodes": [ "GEOLOCATION_MISMATCH", "BEHAVIORAL_ANOMALY", "NETWORK_RETURNS_ABUSE_HISTORY", "HIGH_VALUE_ORDER" ] }, "automatedInvestigation": { "investigationId": "inv_a4b1c2d3e4f5", "status": "CHALLENGE_RECOMMENDED", "recommendedStep": "EMAIL_VERIFICATION", "details": "Our system can automatically send a verification email to the customer to confirm their shipping address and acknowledge the high-value nature of the shipment. This adds a crucial layer of evidence for potential chargebacks.", "initiationEndpoint": "/api/v1/investigations/inv_a4b1c2d3e4f5/initiate", "webhookUrl": "https://api.your-client.com/webhooks/fraud-updates" }, "chargebackDefense": { "readinessScore": 75, "availableEvidence": [ "DEVICE_FINGERPRINT", "IP_GEOLOCATION_DATA", "BEHAVIORAL_SESSION_ANALYSIS" ], "representmentTemplateId": "tmpl_inr_high_value_v2" }, "signals": { "customer": { "isNew": false, "networkHistory": { "firstSeenAcrossNetwork": "2024-03-12T10:00:00Z", "totalOrdersAcrossNetwork": 8, "totalChargebacks": 0, "returnRatePercent": 62.5, "tags": [ "SERIAL_RETURNER" ] } }, "geolocation": { "ipAddress": "84.28.112.191", "ipCountry": "NL", "billingCountry": "NL", "shippingCountry": "DE", "distanceShippingToIpKm": 650 }, "behavioral": { "checkoutSpeedSeconds": 28, "pasteEvents": [ "email", "address", "credit_card" ], "navigationAnomalies": [ "DIRECT_PRODUCT_PAGE_ENTRY" ], "score": 85 }, "transaction": { "amount": 1299, "currency": "EUR" } }, "apiVersion": "2025-09-24", "timestamp": "2025-09-24T09:18:13Z" }
Easily integrate in within your code base
Access our endpoints with comprehensive fraud analysis. Integrate once, protect forever with our federated intelligence network.
Delivery Speed Risk Analysis
Address Risk Profiling
Pickup Point Verification
High-Risk Item Detection
Customer Network History
Serial Returner Identification
Shipment Rerouting Detection
Merchant INR Tracking
Customer Browser Behaviour
Automated Proof-of-Delivery
response.json
{ "decisionSummary": { "requestId": "req_8a3f4b21cde54f67", "overallScore": 895, "riskLevel": "HIGH", "recommendedAction": "CHALLENGE", "summaryText": "High risk of 'Item Not Received' fraud detected. Customer has a history of returns abuse across our network. Recommend initiating an AI-powered email verification before shipping.", "reasonCodes": [ "GEOLOCATION_MISMATCH", "BEHAVIORAL_ANOMALY", "NETWORK_RETURNS_ABUSE_HISTORY", "HIGH_VALUE_ORDER" ] }, "automatedInvestigation": { "investigationId": "inv_a4b1c2d3e4f5", "status": "CHALLENGE_RECOMMENDED", "recommendedStep": "EMAIL_VERIFICATION", "details": "Our system can automatically send a verification email to the customer to confirm their shipping address and acknowledge the high-value nature of the shipment. This adds a crucial layer of evidence for potential chargebacks.", "initiationEndpoint": "/api/v1/investigations/inv_a4b1c2d3e4f5/initiate", "webhookUrl": "https://api.your-client.com/webhooks/fraud-updates" }, "chargebackDefense": { "readinessScore": 75, "availableEvidence": [ "DEVICE_FINGERPRINT", "IP_GEOLOCATION_DATA", "BEHAVIORAL_SESSION_ANALYSIS" ], "representmentTemplateId": "tmpl_inr_high_value_v2" }, "signals": { "customer": { "isNew": false, "networkHistory": { "firstSeenAcrossNetwork": "2024-03-12T10:00:00Z", "totalOrdersAcrossNetwork": 8, "totalChargebacks": 0, "returnRatePercent": 62.5, "tags": [ "SERIAL_RETURNER" ] } }, "geolocation": { "ipAddress": "84.28.112.191", "ipCountry": "NL", "billingCountry": "NL", "shippingCountry": "DE", "distanceShippingToIpKm": 650 }, "behavioral": { "checkoutSpeedSeconds": 28, "pasteEvents": [ "email", "address", "credit_card" ], "navigationAnomalies": [ "DIRECT_PRODUCT_PAGE_ENTRY" ], "score": 85 }, "transaction": { "amount": 1299, "currency": "EUR" } }, "apiVersion": "2025-09-24", "timestamp": "2025-09-24T09:18:13Z" }
Curious how fraud risk scoring can help your organization?
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